1. Your agent will review the attorneys HUD statement for accuracy.
-This is the document that lists all funds and where they go at closing.
-This document will also list your funds needed to close.
-If your lender has not done so, your agent will call you and give you the amount needed to close.

2. Go to the bank and get a certified check for any funds needed to close.
-An attorney will not take a personal check unless it is a small amount such as $250 or so.

3. Be on time and with any parties to the contract or loan.
-Closings generally last between 45 minutes to an hour.
-You will learn more about your loan, taxes, and what happens if you don't pay them.

4. The attorney will go and record the closing at the register of deeds.
-This makes the property legally yours. Until this point, the seller still has a claim to the property.

5. Get your keys and move in!

Congratulations on an Enjoyable Home Buying Experience!